In this episode of Escape The Clock, I dive into one of the most important financial foundations for anyone working toward freedom: living without debt. Whether you're struggling with credit card balances, tempted by buy-now-pay-later offers, or just want to stay ahead of the curve, this episode helps you take control.

I break down the real cost of borrowing, how to stop relying on debt, and practical strategies to avoid new balances—like freezing credit cards and setting clear spending boundaries. Living debt free doesn’t mean never using credit, it means using it on your terms, with intention and control.

If you're aiming for financial independence, early retirement, or just more peace of mind, this episode gives you the mindset and tools to get there without the weight of debt holding you back.

Key Tal ...