Can you really use your 401(k) to buy a house — and would that actually make housing more affordable?

There’s growing discussion around a proposal tied to Donald Trump that would allow Americans to tap their 401(k) retirement savings for a home purchase, potentially without early withdrawal penalties. On the surface, it sounds helpful. But Econ 101 tells us the second-order effects matter.

In this show Kevin Thompson, CFP®, EA, RICP®, founder of 9i Capital Group explains how this would actually work from a tax perspective, how it compares to first-time homebuyer IRA rules, and why increasing access to retirement money could ultimately push home prices higher.

You’ll learn:

▶️ How 401(k) withdrawals are taxed (penalty vs taxable income)

▶️ Why housing affordability is more about price than interest rates

▶️ How  ...