In Episode 3 of Transitioning to Retirement, Shaun Emerson and Tom Rocco take a deeper dive into how to actually structure your time in retirement—and why thinking in terms of “projects” can make all the difference.

Tom introduces a simple but powerful framework: dividing retirement activities into internal and external projects. Internal projects are the ones you control—organizing your space, pursuing creative outlets like writing or podcasting, and tackling personal goals that may have been on hold for years. External projects, on the other hand, involve commitments to others—volunteering, community involvement, and activities that bring connection and accountability.

The conversation explores how starting with internal projects—like decluttering, organizing, and simplifying—can create a sense of momentum and clarity. From there, T ...