In this episode, we profile Experian, a multinational data broker and one of the "Big Three" credit reporting agencies alongside TransUnion and Equifax. We trace the company's evolution from its origins as part of TRW Inc. and GUS plc to its current status as a FTSE 100 company headquartered in Dublin. The discussion unpacks the firm's vast operations, which include selling consumer credit reports and using the "Mosaic" tool to categorize households for marketing and political targeting.

We also examine the significant controversies surrounding Experian's data security, including the inadvertent sale of data to an identity theft ring and massive breaches that exposed millions of citizens in the U.S., South Africa, and Brazil. Finally, we cover recent regulatory actions, such as the 2025 shutdown of Experian’s Dutch operations following a mu ...