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Education on Credit: The Global Student Loan Landscape

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Episode notes

How does financing a degree differ from a typical business investment? In this episode, we unpack the complex world of student loans, examining how nations finance higher education through specific lending structures that often feature deferred repayment and unique legal regulations.

We explore the distinct systems used around the world, including:

Australia & New Zealand: How Australia’s HECS-HELP scheme and New Zealand’s system use the tax authority to collect repayments based on income, with New Zealand even offering interest-free loans to residents.

The United Kingdom: A look at how loans are canceled after a set period (30–40 years) or due to permanent disability, and how repayment thresholds work.

The United States: A deep dive into the $1. ... 

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Keywords
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