Is your credit card a financial trap or a wealth-building tool? 💳 In Part 2 of this Money Talks special, Nikhil K.G. (CEO, Pentad Securities) exposes the truth about debt that banks don't want you to know.

We move beyond basic saving tips to answer the hard questions: Should you buy that car? Is an iPhone actually a good investment? And why is "cutting costs" the wrong mindset for building wealth?

In this episode, we cover:

• 📉 The Credit Card Trap: The math behind the "50-day free credit" myth.
• 🏠 Good vs. Bad Debt: Why education and home loans add value, but "bad liabilities" drain your future.
• 🚗 The Car Buying Logic: The financial difference between buying an Innova vs. a Honda City.
• 📊  ...