Episode notes
Welcome to Real Easy Medicare’s Fast Friday Q&A with Al Kushner! In this episode, Al delivers rapid-fire solutions to common Medicare dilemmas—no fluff, just straightforward guidance based on 40 years of expertise.
Enrollment
- Missed Part B IEP? Enroll during General Enrollment (Jan 1–Mar 31), coverage begins July 1; 10% penalty per year delayed
- Switch MA to Original Medicare during Jan 1–Mar 31 MA OEP or Oct 15–Dec 7 OEP
- Delay Part B with active employer coverage (20+ employees); retiree plans don’t count
Cost & Coverage
- Zero-premium MA plans may hike deductibles/copays—always review total plan changes
- Part D removal: 60-day SEP to change plans
- Medigap pricing varies by state, age, and plan—shop multiple insurers
B ...
Keywords
Medicare enrollment mistakesMedicare supplement plansMedicare billing and appeals