Episode notes

Welcome back to Real Easy Medicare with Al Kushner! In this special Wisdom Wednesday episode, Al draws on forty years of expertise to share insider tactics and lesser-known tips that can transform your Medicare experience from merely surviving to truly thriving.

  1. Strategic Plan Switching
    • Shop every year during Annual Open Enrollment (Oct. 15–Dec. 7)
    • Compare Maximum Out-of-Pocket (MOOP) limits, not just premiums and deductibles
  2. Hidden Medigap Enrollment Rights
    • Guaranteed issue periods when retiree coverage ends or you move out of plan service areas
    • Act promptly to avoid medical underwriting
  3. Network Realities in Medicare Advantage
    • “Acceptance” doesn’t guarantee availability—call providers to confirm they’re taking ne ... 
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Keywords
Medicare strategic plan switchingMedigap guaranteed issue rightsMedicare Advantage network limitationsPart D formulary appeals