Episode notes
Today we’re tackling a question that weighs on many parents:
👉 How much should I be saving for my child’s education?
It’s a huge decision—emotionally, financially, and strategically. While there’s no one-size-fits-all answer, there are smart ways to think about it that align with your values and long-term financial health.
In this episode, we cover:
📌 Finding Balance: Saving for college vs. retirement, emergency funds, and family goals.
📌 No Loans for Retirement: Why prioritizing your future is just as important as your child’s education.
📌 Defining Values: How much you want your child to contribute (work, scholarships, loans).
📌 The Numbers: Average tuition costs—$11,600 in-state vs. $30,800 out-of-state (and even higher in states like California).
📌 Private School Costs: Why planning is esse ...