Ep 48: Should You Keep, Upgrade, or Downgrade Your Credit Card?

Navigating the annual fee renewal on your credit card can be tricky. Should you stick with your current card, upgrade to a premium version, or downgrade to save on fees? In this episode, we’ll guide you through the decision-making process, helping you weigh the benefits, costs, and potential rewards. We’ll cover key questions to ask yourself, scenarios where each option makes sense, and how these decisions can impact your overall travel points strategy. Tune in to make the most of your credit cards and keep your travel dreams alive without unnecessary costs.

What You’ll Learn in This Episode:

1. How to Evaluate Your Card’s Value: Learn how to calculate if the card’s perks and rewards outweigh its annual fee.
2. When to Keep Your Card: Discover the scenarios where keeping your c ...