Colonial Penn Life Insurance: Unpacking the $9.95 Plan

Is Colonial Penn life insurance really just $9.95 a month? The ads make big promises—but what are you actually getting? In this episode, we take a deep dive into Colonial Penn’s $9.95 per unit offer, guaranteed acceptance policies, and the fine print that often gets overlooked.

We’ll explain how their pricing structure works, the limitations of their coverage, and why many people end up paying more for less protection. If you’re considering life insurance from Colonial Penn—or helping a loved one navigate their options—this episode will help you make an informed decision.

✅ What the $9.95 "per unit" really buys you ✅ Who benefits—and who should avoid it ✅ Smarter alternatives for affordable coverage

🎯 Looking for better life insurance options? Visit