TT4TT #10 - Should You Pay for College - Or Share the Responsibility

Today we’re tackling a question that weighs on many parents:

👉 How much should I be saving for my child’s education?

It’s a huge decision—emotionally, financially, and strategically. While there’s no one-size-fits-all answer, there are smart ways to think about it that align with your values and long-term financial health.

In this episode, we cover:

📌 Finding Balance: Saving for college vs. retirement, emergency funds, and family goals.

📌 No Loans for Retirement: Why prioritizing your future is just as important as your child’s education.

📌 Defining Values: How much you want your child to contribute (work, scholarships, loans).

📌 The Numbers: Average tuition costs—$11,600 in-state vs. $30,800 out-of-state (and even higher in states like California).

📌 Private School Costs: Why planning is esse ...