The Real Credit Game They Don’t Want You to Know: Debt, Identity Theft & How to Flip the System in Your Favor

In this episode, we’re diving deep into credit building... the smart, low-risk, and powerful way to raise your score without going broke or playing into predatory finance. We unpack tools like Self Financial (formerly Self Lender), Credit Strong, Kikoff, StellarFi, and Grow Credit in which each one giving you a strategic path to building or repairing credit with minimal risk and real long-term impact.

Here’s what we cover:

• How Self Financial’s Credit Builder Account works: you pay monthly while your “loan” is held in a secure account, your payments get reported to all three credit bureaus, and at the end, you get your money back (minus fees).
• Why using Self is cheaper and s ...