The Dirt on Mortgage Pre-Approval

Thinking about buying your first home? In this episode of The Dirt on Real Estate, host Will Bennett, Licensed Utah Realtor, sits down with mortgage expert Casey Bentley to walk you through the mortgage pre-approval process—a crucial first step in home buying. Learn what lenders look for, how to boost your credit, and how down payment assistance programs can make homeownership more accessible, especially in today's competitive Utah Real Estate market.

You’ll hear Casey break down the four key elements lenders evaluate—credit, income, debt, and down payment—and why getting pre-approved early can help you take advantage of limited-time programs and avoid last-minute surprises. The episode also covers how pre-approvals affect your home search, the doc ...