This week on Take Ten, Corey Freels and Lisa Wiles break down everything shaping the mortgage world right now in a fast, Realtor-friendly 10-minute update.

Here’s what they cover:

• Rates holding around 6.18% and why lenders are feeling the squeeze

• What the government shutdown actually means for mortgage data

• USDA fully stalled. Why files can’t even be uploaded yet and what that backlog will look like

• Real 100% financing alternatives you can promote on your listings

• The viral 50-year mortgage conversation and why the math just doesn’t math

• When interest-only loans actually help clients (and when they don’t)

• How other countries structure mortgages ( ...