The Real Difference Between a 403(b) and 401(k)

Retire For Less With The Annuity Expert por Shawn Plummer

Notas del episodio

Not sure whether a 403(b) or 401(k) is right for your retirement savings? You’re not alone.

In this episode, we break down the key differences between these two popular retirement plans so you can make an informed decision—whether you work in the public or private sector. You’ll learn:

  • 🏛️ Who qualifies for a 403(b) vs. a 401(k)
  • 💵 Contribution limits, matching rules, and vesting schedules
  • 🧾 How fees, investment options, and plan flexibility compare
  • 📊 The pros and cons of each plan based on your career
  • ✅ How to choose the one that best supports your retirement goals

Whether you're a teacher, nonprofit worker, or corporate employee, this episode gives you the clarity you need to optimize your savings.

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Palabras clave
annuityguaranteed incomeretirement planning401(k)glwbannuity riders403(b)Money TipsTax-deferred Retirement Accountemployer-sponsored retirement plansPublic vs Private Retirement Plans