Do you have a structured settlement from a lawsuit and desperately need a lump sum of cash right now? You have probably seen the commercials for companies offering to buy your future payments—but are these annuity settlement companies actually ripping you off?

In this video, Shawn Plummer from The Annuity Expert gives a brutally honest breakdown of the annuity settlement industry. From a dollar-for-dollar perspective, selling your court-ordered payments is a massive financial loss! Shawn explains how these companies take a massive haircut off your contract, often leaving you with only 40% to 50% of what your annuity is actually worth long-term.

If you own a private or inherited annuity, Shawn reveals much better alternatives to access your cash (like penalty-free withdrawals, loans, or crisis waivers). However, if you have a court-ord ...