Can Annuity Income Delay Social S...

Can Annuity Income Delay Social Security Claiming?

Retire For Less With The Annuity Expert by Shawn Plummer
E431
May 7, 2026
04:33

Episode notes

Are you trying to retire early at 62, but want to delay claiming your Social Security until age 70 so you can lock in the absolute highest monthly payout? How do you survive the 8-year income gap without draining your life savings? 🛑💸

In this video, Shawn Plummer from The Annuity Expert answers how an annuity can perfectly bridge this gap! Shawn explains a brilliant, under-the-radar strategy using an "Advanced Payout" annuity. Unlike a standard level payout that gives you a flat percentage for life, an Advanced Payout gives you a massively higher income (like 10% or 11%) for the first 10 years. This massive upfront income pays your bills while you safely delay Social Security. In year 11, the annuity payout drops by half—but that is exactly when your maxed-out, age-70 Social Security checks kick in to replace it! Shawn also explains how to use a "Period Certain" annuity ladder as an alternative way to bridge the gap.

👉 Master your claiming strategy! Read our complete guide to maximizing Social Security here: https://www.annuityexpertadvice.com/social-security/

📞 Want a free, complimentary case design to mathematically bridge your income gap? Call us at: 770-755-1565

⏱️ Video Chapters:

0:00 - Intro: Can annuity income delay Social Security claiming?

0:19 - The 3 Annuity Payout Options (Level, Increasing, Advanced)

1:01 - How the "Advanced Payout" works to bridge the income gap

2:07 - The Math Example: Retiring at 62 and waiting until 70

3:29 - Alternative Strategy: Using a "Period Certain" annuity ladder

3:58 - How to get a free custom case design from The Annuity Expert