Episode notes
The 4% rule is the most famous guideline in retirement — a simple way to estimate how much you can withdraw each year without running out of money. It survived the Great Depression, the dot-com crash, and 2008. But is it right for your retirement?
In this episode, George Jameson, CFP®, RICP® and founder of Capital Wealth Group, breaks down where the 4% rule came from, exactly how to use it, and the three weaknesses it quietly ignores — including the single biggest threat to your retirement that almost nobody warns you about.
Up next: how sequence of returns risk can wreck an early retirement, and the flexible "Guardrails Strategy" George uses to defend against it.
📍 Capital Wealth Group is a fee-only firm in Columbia, SC, offering ongoing retirement planning, investment management, and one-time financial plans for DIYers.
Schedule a free consultation at CapitalWealthGroupSC.com.