Nobody Taught Us This: An Adultin...

Nobody Taught Us This: An Adulting Intervention

Valid Source? by Harley and Ashley
S1 · E15
Sep 15, 2026
45:06

Episode notes

Did you know a debt collector can only chase you for six years in Colorado before your debt is legally untouchable? …We looked into it.

Welcome to Valid Source? The podcast where we investigate the internet myths, viral claims, and trending gossip you've been thinking about but haven't had time to research. We're not experts. We're just two friends willing to do the extra digging.

This episode: Harley declares this her whole birthday month (she's a Leo, so obviously), and she and Ashley trade weekly updates including a falling-off nail, a rave-meets-bingo night, and a shared new appreciation for reclining movie theater seats right before Harley hands over a crash course in five things nobody ever taught either of them as adults.

They break down the real difference between a credit freeze and a credit lock, why "zombie debt" can come back from the dead if you're not careful, and how to actually negotiate a medical, cable, or credit card bill instead of assuming the price on the screen is final. Then they dig into two brand-new Colorado laws, one banning hidden "junk fees" at checkout, one giving you the legal right to fix your own phone, laptop, or vacuum before they talk through the "matcha filter" TikTok trend blowing up for all the wrong reasons. They close it out trading celebrity tea on a headline-grabbing court case and the latest Harry Jowsey gossip.

Valid Source? verdict on adulting: nobody taught us any of this, the system profits from that, and Colorado is (slowly) trying to fix it.

Content Warning: This episode discusses a criminal case involving the death of children, alleged sexual abuse, postpartum depression, and drug addiction. RAINN (sexual assault): 1-800-656-4673 (24/7) SAMHSA National Helpline (substance use & mental health): 1-800-662-4357 (24/7) Postpartum Support International: 1-800-944-4773

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Opinions expressed are solely those of the hosts and do not reflect any affiliated companies, employers, or sponsors. Valid Source? is for entertainment and informational purposes only — nothing here constitutes professional legal, medical, or financial advice, and should not be acted on as such. We actively welcome listener feedback, corrections, and differing perspectives. We reserve the right to change our minds — that's kind of the whole point.

Keywords

credit freeze vs. credit lock
zombie debt
debt statute of limitations Colorado
how to negotiate a medical bill
Colorado junk fees law
Colorado right to repair law
matcha filter TikTok trend
Harry Jowsey
Let's Marry Harry
adulting money hacks nobody teaches you

What place this episode is about

Where this episode is made