Towerpoint Wealth: A Wealth of Knowledge

by Joseph Eschleman, CIMA®

Towerpoint Wealth, LLC represents a unique model in the wealth management industry—a boutique independent financial planning firm who has a *legal fiduciary* responsibility to you, acting in your best interests 100% of the time. With more than 110 years of combined experience, we offer exceptional knowledge, planning, and service that has earned the appreciation, loyalty, and trust of our clients. We founded our firm with th ... 

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Podcast episodes

  • Season 1

  • Why T-Bills May Be Better than CDs!

    Why T-Bills May Be Better than CDs!

    Dive Deeper: Treasury Bills vs. Certificates of Deposit in an all new episode of @twrpointwealth “A Wealth of Knowledge” Podcast - Join President Joseph and special guest advisor @jlattt in this episode as they dissect the nuances of Treasury bills (T-bills) and Certificates of Deposit (CDs), helping you navigate the best choice for conservative investors.Discover the robust advantages T-bills offer, from advanced security features to potential tax benefits and enhanced liquidity. Remember, each investment requires thoughtful consideration. Consult a certified, independent financial planner before making any changes to your investment strategy.

  • Reducing the Necessary Evils of Investing: Expenses and Taxes

    Reducing the Necessary Evils of Investing: Expenses and Taxes

    In this episode, our President, Joseph F. Eschleman, CIMA®, and our Director of Tax and Financial Planning, Steven Pitchford, CPA, CFP®, as they unravel the complexities of managing and reducing the “necessary evils” of investing: expenses and income taxes. Join us as we share valuable insights and practical strategies to empower you as an investor. Discover how to take control of your financial destiny by minimizing expenses and optimizing your tax planning. No longer will these necessary evils hinder your net worth building journey.

  • 9 Tax Strategies Real Estate Investors Wish They Had Known

    9 Tax Strategies Real Estate Investors Wish They Had Known

    In this episode Megan Miller and Joseph Eschleman talk about the 9 tax strategies real estate investors must know. As Towerpoint Wealth’s President and founder, Joseph provides customized financial planning and strategic wealth management counsel. In building an impressive 21 year career, he continues to help a select group of successful individuals, business owners and entrepreneurs, corporate professionals, and retirees both grow and protect their personal net worth. Joseph’s extensive training, experience, and expertise in portfolio and investment management, sustainable income generation, and comprehensive wealth protection and asset transfer planning has helped him move clients toward their ultimate goal – complete economic peace of mind. Megan is the newest member of the Towerpoint Wealth family, joining the firm in December of 2022. She brings with her over a decade of experience in individual tax compliance and consulting, as well as a deep background in tax financial planning, personal investing, and real estate. Read Megan's full bio here: https://towerpointwealth.com/sacramento-towerpoint-wealth/towerpoint-wealth-team/megan-miller-associate-wealth-advisor/

  • The Real estate market in Sacramento

    The Real estate market in Sacramento

    My what a difference 18 months makes! Do you own real estate in the greater Sacramento area? Recently bought a home here? Or, just thinking about buying or selling real estate in the City of Trees? The Sacramento real estate market today is markedly different than the spring of 2020, and certainly not white hot. However, although things have calmed down, here at Towerpoint Wealth, we believe it is useful to remember and understand both how and why the market became so overinflated, as to not repeat the same mistakes twice, and to recognize the benefits of the Sacramento real estate market being a buyer’s market now, versus a seller’s market not too long ago. So enjoy listening to the discussion our President, Joseph Eschleman, shared with veteran real estate agent Brian Kassis, of Re/Max Gold, back in April of 2021.

  • Economy in Recession? | Five specific strategies to help you recession proof your portfolio

    Economy in Recession? | Five specific strategies to help you recession proof your portfolio

    Is the United States economy on the verge of slipping into a recession? Or is the exact opposite happening – is the economy continuing to recover, and is more robust than it is getting credit for? Are we looking towards an economy in recession, or are we more recession proof than many economists believe? While our economy is by no means recession proof, it should come as no surprise to our clients and to TPW friends and colleagues that we take this volatility with a grain of salt, as we pay attention, but rarely react, to these short-term movements. Is a recession coming? Perhaps, but there is anything but consensus on what happens next. What we do know is this: 1. While the economy is by no means recession proof, economic expansions tend to be much more robust than recessions. 2. Even if we are facing an economy in recession, that over the past 73 years, bull markets have lasted longer (50 months, on average) than bear markets (13 months, on average), and have more than made up for periodic market declines. This all begs the question: If we are facing an economy in recession, what can YOU do to recession-proof your portfolio? This educational podcast will specify FIVE strategies to help you recession proof your portfolio, even if we are facing an economy in recession!