By the time kids born today are ready for university, a four year degree in Canada is projected to cost $137,490. In this episode Jared breaks down the exact dollar cost of waiting. Starting at birth versus starting at age 5 versus starting at age 10 with the same $200 a month investment produces wildly different outcomes. We cover RESPs, the Canada Education Savings Grant, index funds, compound interest, and a four step action plan you can start this week. Real numbers. Real data. No fluff.

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