Recorded live at the Affordable Home Ownership Conference in London, this special episode of The Specialist, brought to you by Pepper Money, brings together leading voices from across the housing ecosystem.

With perspectives from Miranda Foster of Homes England, James McPhail from Flagship Homes, and Kelly McCabe of The Mortgage People, the panel explores how affordable home ownership is evolving and why it still isn’t reaching enough people.

From demystifying shared ownership to tackling barriers in awareness, affordability, and confidence, this episode looks at what’s working, what isn’t, and what needs to change.Whether you're a broker, lender, housing provider, or policymaker, you’ll come away with practical insights on how we can collectively open the door to home ownership for more people across the UK.