More Than Mortgage

More Than Mortgage

by The Mortgage Gallery

Investing Business News

Season 4

Fed Rate Cut Explained: How It Impacts Mortgage Interest Rates

The headlines say “rates dropped”, but is that what really happened? In this episode of Take 10, Lisa Wiles and Corey Freels break down the Fed’s September rate cut, what it means (and doesn’t mean) for mortgage rates, and why your clients may be hearing a different story in the news. You’ll learn: The difference between the Fed funds rate and mortgage rates (and why they don’t move the same way) How markets priced in rate cuts before the Fed announcement Why mortgage rates actually ticked up after the cut The opportunity Realtors have right now with the highest housing inventory since 2019 How to use this knowledge to confidently guide buyers and sellers If you’ve been waiting for the right time to get clients off the fence, this is it. Stay sharp, stay informed, and stay one step ahead.

Housing Market Update: Strategies, Tips, & Resources to Get Ahead

We’re back, and this episode is packed! Corey Freels and Lisa Wiles break down what’s happening with rates this fall, why the Fed doesn’t directly control mortgage rates, and how the bond market reacts before those Fed meetings. Plus, we dive into: How the Half Point Kickoff program can help your buyers save with a lender-paid 0.5% temporary buydown Smart VA loan tips and tricks you may not know about The Fan-e Shaker as our newest closing gift Real stories of how reverse mortgages are helping families stay in their homes or move closer to loved ones If you’re a Realtor in the Nashville area, don’t miss our upcoming Silver & Sold 2-hour CE class at Pinewood Social on Wednesday, September 10th. This class is designed to equip you with tools and knowledge to better serve clients 62+ in today’s market. Reserve your spot here: Silver & Sold Event Registration

Market Insight & Marketing Moves

We’re back—and we’ve got big news. Lisa and Corey break down what’s really happening in the housing market (spoiler: Knoxville isn’t following the national trend), what Realtors need to know about inventory and appraisals, and why home prices likely aren’t going down anytime soon. PLUS: We’re officially rolling out dynamic pre-approval letters—customizable, branded, and built for speed. And yes… it’s time to meet The Mortgage Gallery. We’re still your favorite humans, just with a fresh look and a bold new brand. Get the market update, the marketing scoop, and the story behind our rebrand—all in ten minutes flat.

Tariffs, Stocks, and Rates, Oh My!

In this episode of Take Ten, Lisa and Corey break down the wild swings in mortgage rates—what caused them, what it means for buyers and agents, and how to navigate the chaos without losing your mind (or your deal). From unexpected tariffs to sneaky inflation pressure, we’ll unpack the real reasons behind the rate rollercoaster and share smart strategies to stay ahead in a volatile market. Bonus: hear which loan types are still holding strong and how to keep your clients confident. Whether you're a Realtor, buyer, or just rate-curious—this is a must-listen.

New Executive Orders Impact on Housing

In this episode, Lisa Wiles and Corey Freels dive into the latest executive orders and how they could potentially affect the housing market and what they mean for your business. From tackling housing affordability and supply issues to immigration policies and potential tariffs, we break down the real impact on the market and what to watch for in the coming months. Plus, we share a clever financing strategy that could help you (or your clients) secure an investment property with lower interest rates and reduced upfront costs. Tune in to learn how to stay ahead of market shifts and close "one more deal" with smart, strategic moves!

Insider Tips for Realtors: Mortgage Rate and Credit Rule updates

In this week’s episode of Take 10, Lisa Wiles and Corey Freels from the LTW Group dive into the ever-changing mortgage market, breaking down how a volatile jobs report and inflation data are impacting interest rates. They share actionable advice for navigating rate fluctuations, including when to lock your rate and why floating might be risky. Lisa and Corey also tackle how upcoming changes to credit scoring rules for medical bills can help your buyers qualify, plus tips for using soft credit pulls and rapid rescoring to boost credit scores. Realtors, don’t miss the essential checklist for navigating condo financing challenges—because selling condos doesn’t have to be a headache! Realtors, bookmark this handy resource for your next condo deal: https://entp.hud.gov/idapp/html/condlook.cfm. Stay tuned for industry insights, actionable strategies to close more deals, and a little humor and social media fun from the LTW Group team. This episode is packed with the updates and tips you need to stay ahead!

Rate Predictions & Deal Saves: How to Crush 2025

Kick off the new year with us on Take Ten! In this first episode of 2025, we dive into mortgage rate predictions for the year ahead and strategies to save and close deals in a challenging market. From navigating rising rates to tackling unique borrower scenarios, we share actionable insights to keep your deals on track. Hear how we’ve saved deals for self-employed borrowers, travel nurses, and even condos caught in credit union delays. Plus, learn about creative financing options like bank statement loans and DSR loans that help developers and builders thrive in this evolving market. Start the year strong with savvy strategies to save or make your next deal a success!

Market Challenges Become Opportunities for Success!

Tired of seeing market challenges as roadblocks? What if they were golden opportunities instead? In this episode of More Than Mortgage, Lisa Wiles and Corey Freels cut through the noise, sharing why waiting for rates to drop could cost buyers more than they realize. With predictions showing mortgage rates staying above 6% into 2025, it’s time to get creative. Discover how intentional planning, rediscovering client needs, and leveraging local appreciation can transform challenges into success stories. Plus, get inspired by highlights from our dynamic life-first planning event, designed to help you put yourself first and achieve intentional growth. From actionable strategies to fresh perspectives, this episode will empower you to seize the moment, lead with truth, and turn adversity into advantage. Don’t wait—listen now!

Plan Your Best Year Yet: Mortgage Rate Tips to Thrive in 2025

Are you ready to make 2025 your most successful year yet? In this episode of More Than Mortgage, we break down the latest mortgage rate trends, debunk the myths around forecasts, and share actionable strategies to help you build a market-proof plan. Discover how to align your goals with purpose, pick your guiding "one word," and implement habits that lead to sustainable growth. Whether you're navigating rate whiplash or aiming for a life of balance and success, this episode is your ultimate guide to thriving in 2025!

Will 2025 Be the Year Housing Market SHOCKS Everyone?

In this episode of Take 10, Lisa Wiles and Corey Freels break down the latest in the real estate market, including why housing might rebound in 2025 despite stubbornly high interest rates. They explore innovative loan products like renovation loans, non-QM options, and DSCR loans that are empowering investors, self-employed borrowers, and real estate agents to make bold moves in today’s market. The hosts also take a refreshing dive into balancing business and personal goals, with tips on designing a life you love. Packed with practical insights and a few laughs, this episode is a must-listen for anyone navigating the current market or planning for the future.

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