Mortgage Market Update: Shutdown Aftermath, Rate Squeeze, USDA Delays, and the Truth About 50-Year Loans

This week on Take Ten, Corey Freels and Lisa Wiles break down everything shaping the mortgage world right now in a fast, Realtor-friendly 10-minute update.

Here’s what they cover:

• Rates holding around 6.18% and why lenders are feeling the squeeze

• What the government shutdown actually means for mortgage data

• USDA fully stalled. Why files can’t even be uploaded yet and what that backlog will look like

• Real 100% financing alternatives you can promote on your listings

• The viral 50-year mortgage conversation and why the math just doesn’t math

• When interest-only loans actually help clients (and when they don’t)

• How other countries structure mortgages (yes, including that 100-year loan story)

• Business planning for 2026: work life balance, consistent income, and scaling without chaos

If you want straight answers, tactical tips, and real talk without the fluff, you’re in the right place. Email us at AfterHours@theMortgageGallery.com

Or call us at 865-263-6727