In this episode, host Tsitsi Mutiti speaks with financial planner Dineo Ledwaba Chapman discuss the importance of retirement planning. They delve into the basics of pensions, the significance of proactive financial management, especially for women, and strategies to address the pension gap. The conversation emphasises the need for consistency in saving, understanding tax benefits, and the rules surrounding accessing pensions. Dineo highlights the unique challenges women face in retirement planning and offers practical advice for building a secure financial future. This conversation delves into the intricacies of retirement planning, particularly for self-employed individuals, as well as the role of financial advisors, and the necessity of regular reviews to adapt to life changes. The discussion also highlights that it's never too late to start pl ...