Most bad financial advice doesn’t sound “bad” at first. It sounds normal. Familiar. Like something everyone repeats—so you stop questioning it.

In this episode, Rod and I walk through a simple framework for spotting advice that looks polished on paper but breaks down in real life. We talk about the “just do this” statements, the backyard-barbecue confidence, and the kind of guidance that quietly trains you to disengage.

We also hit the deeper issue underneath all of it: the real danger isn’t that bad advice exists—it’s that people outsource their thinking for 25 years and hope it all works out at retirement. If your plan only works when you never ask questions… it’s not a plan.

By the end, you’ll have a practical checklist you can use to evaluate any strategy, any pitch, and any “expert”—without becoming a full-time finance nerd ...