

PA Student Loans in 2026: SAVE Is Ending, RAP Is Next, Now What?
The Millionaires in Medicine Show by Kristin Burton, MPAS, PA-C, CAQ-HM, CPAAPA
S1 · E6
Mar 10, 2026
39:38
Episode notes
If you’re applying to PA school (or starting soon), this episode can save you years of stress and a lot of money.
Kristin and Kaitlin, together with Savanna Perry of The PA Platform, break down the biggest student loan changes impacting future PAs, including what’s happening with SAVE, what the new RAP plan means, and why your program cost + debt-to-income ratio matters more than most people realize.
Inside, you’ll hear:
- The 4 paths for student loan repayment (standard, accelerated, PSLF, taxable forgiveness)
- Why debt-to-income ratio should shape the school you choose
- What it means that SAVE is going away and RAP becomes the main IDR option
- How PSLF eligibility actually works (and how to look up employers)
- The new borrowing caps and why PA “professional degree” status matters ...
Keywords
healthcare finance podcast
money for healthcare professionals
financial literacy for clinicians
student loan management
physician assistant
physician associate
investing for healthcare professionals
financial independence
nurse practicioner
PharmD
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