The massive student loan overhaul is officially here. In this exclusive interview with financial literacy expert Ja'Net Adams (@janetadamsspeak), we break down exactly how the "One Big Beautiful Bill Act" (OBBBA) completely reshapes federal student loans starting July 1, 2026.

Whether you have existing student debt or are planning for future college costs, the rules of the game have shifted. We explain the death of the SAVE plan, the rollout of the new Repayment Assistance Plan (RAP), the new Tiered Standard options, and the critical steps you must take within the next 90 days to avoid being auto-enrolled in a higher payment plan. We also cover the newly announced 1% auto-pay interest rate reduction and what parents need to know about the new Parent PLUS annual caps.

Ja'Net Adams Money Attractor Academy -  ...