
17 - Why the 50-30-20 Budget Rule No Longer Works in 2025 — And What to Use Instead
Your Retirement Blueprint with Michael by Greywell Wealth Group
E17
Dec 10, 2025
07:53
Episode notes
In this episode, Certified Financial Planner Michael breaks down why the classic 50-30-20 rule no longer works in today’s world of high housing costs, student loans, childcare expenses, and inflation. You’ll learn the hidden flaws in this outdated framework—and discover smarter, flexible budgeting strategies that actually fit your income, goals, and lifestyle.
Whether you're a young professional, a growing family, or navigating irregular income, this episode gives you practical steps to build a realistic budget that supports your financial future.
Free Consultation with Michael: https://forms.gle/9s8innFwpXtWEJW3A
Keywords
retirement planning
financial advisor
certified financial planner
investing
fiduciary
financial plan
financial coaching
brokerage account
tax planning
tax strategy
estate planning
budgeting
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