📊 Welcome back to The Finance Garage!

This week, Jonathan unpacked the Division 293 tax — that extra 15% superannuation tax that’s quietly catching more Australians off guard each year. While many assume it’s only for the ultra-wealthy, Jonathan explains why even regular professionals, business owners, or SMSF members can suddenly find themselves hit with this charge after a big financial year.

From contribution caps and fringe benefits to release authorities and SMSF reporting, Jonathan breaks down the mechanics, real-life examples, and the common mistakes to avoid.

Whether you're planning a salary sacrifice, selling an investment property, or simply trying to avoid a surprise tax bill, this is a must-listen for anyone serious about smarter super contributions.

💡Follow or subscribe to The Finance Garage so you ...