The Finance Garage

The Finance Garage

by Jonathan Wu
Business
Season 2025
Ep 33 - Commercial property vs residential property - feat. Tim Slattery
Welcome back to The Finance Garage! In this episode, Jonathan breaks down the key differences between commercial and residential property investing — from how each market generates returns 🏢🏠, to the risks, yields, and financing structures that define them. He explores why many investors are shifting toward commercial property in today’s higher-rate environment, what to consider before taking the leap, and how diversification across both sectors can strengthen your long-term portfolio. 📈 Whether you’re a first-time investor or a seasoned property owner, this episode will help you understand which asset class best aligns with your goals and risk tolerance. 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E26
Nov 20, 2025
42:57
Ep 32 - Testamentary trusts - how much do you worry about your beneficiaries' financial future?
Welcome back to The Finance Garage! This week, Jonathan explores the world of testamentary trusts — what they are, how they work, and why they can be an essential estate planning tool for families. He breaks down their key advantages, including asset protection and tax efficiency, and discusses when they might be suitable for clients with complex financial or family situations. ⚖️💬 If you’ve ever wondered how to protect your legacy and ensure your loved ones benefit from your estate in the most effective way, this episode will help you understand the fundamentals of setting up a testamentary trust with confidence. Tune in to learn how thoughtful estate planning can make all the difference for future generations. 🎧 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E25
Nov 10, 2025
18:32
Ep 31 - Tips and traps of the second hand car market - feat. Bashir Naim
Welcome back to The Finance Garage! This week, Jonathan is joined by Bashir Naim, Head of Wholesale and Luxury Car Acquisition at McCarroll’s Group in Sydney 🚗 They explore the fascinating world of the second-hand car market — from how luxury dealerships price and source vehicles to the hidden factors that determine resale value. Bashir shares insider advice on selling smart, avoiding overpaying, and understanding what truly matters when it comes to car options, service history, and reliability 🔍 Jonathan also dives into the rapid rise of Chinese EVs, the falling resale value of electric vehicles like the Porsche Taycan, and how buyers can protect themselves in a fast-changing automotive landscape ⚡ 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E24
Oct 27, 2025
46:08
Ep.30 - The ghosts of markets past - are we in a bubble again?
Welcome back to The Finance Garage! In this episode, Jonathan takes a look back through financial history to uncover what past market booms can teach us about today’s investing climate. From the Nifty Fifty era to the dot-com frenzy and now the AI-driven surge led by Apple, NVIDIA, and Microsoft, he explores whether we’re once again walking into bubble territory 📈 Drawing lessons from Warren Buffett’s caution, the so-called “Buffett Indicator,” and timeless investing psychology, Jonathan shares practical tips on managing risk, trimming profits, and maintaining a margin of safety 💡 As valuations soar and headlines shout record highs, it’s time to ask: are we buying into innovation—or repeating the same old story? Tune in to find out, and discover how to keep your portfolio grounded while others chase the next big thing 🚦 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E23
Oct 13, 2025
18:38
Ep.29 -Alternative Approaches to Global Equity Investing – feat. Hugh Selby
Welcome back to The Finance Garage! This week, Jonathan is joined by Hugh Selby, Co-CIO of Talaria Asset Management, who brings years of experience in developing options-based strategies to help investors manage risk while pursuing steady returns. Together, they break down how alternative investing methods can offer more consistent outcomes, why downside protection matters in volatile markets 📉, and the role of valuation discipline in building long-term wealth. Expect practical insights, real-world examples, and a refreshing take on managing investment risk without sacrificing opportunity. If you’ve ever wondered how to navigate uncertain markets with more confidence, this episode will give you the tools to think differently about global equity investing. Tune in and start rethinking your portfolio today 🎧. 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E22
Sep 18, 2025
49:48
Ep.28 - ASX Earnings Season Wrap: Winners, Losers, and What the Market’s Really Saying
Welcome back to The Finance Garage! In this episode, Jonathan breaks down the August 2025 ASX earnings season—a month packed with surprises as hundreds of listed companies revealed how they’re navigating higher rates, easing inflation, and shifting consumer behaviour. Whether you’re a seasoned investor or simply curious about how your Aussie stocks performed, this episode gives you the insights you need to understand not just the results—but what the market is really pricing in. 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E21
Sep 3, 2025
32:05
Ep.27 - Sequencing Risk Explained: Protecting Your Retirement from Market Timing Traps
Welcome back to The Finance Garage! In this episode, Jonathan breaks down one of the sneakiest threats to a secure retirement—sequencing risk. It’s not just about how much your portfolio earns over time, but when those returns happen that can make or break your retirement. From real-world examples of retirees who faced the Global Financial Crisis, to practical strategies like the bucket approach, flexible withdrawals, gradual retirement, and diversification, this episode gives you the tools to safeguard your nest egg. Whether you’re planning for retirement soon or just want to understand how market timing affects your superannuation, this is a must-listen. Don’t leave your future to chance—learn how to beat sequencing risk before it beats you. 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E20
Aug 27, 2025
16:50
Ep 26 - Interest Rates, Property Rebounds & the End of Hybrids – feat. Christopher Joye
Welcome back to The Finance Garage! This week, Jonathan is joined by Christopher Joye, Chief Investment Officer of Coolabah Capital, known for his sharp market insights and data-driven take on Australia’s housing sector and fixed income markets. They dive into the RBA’s recent rate cuts and what they signal for homebuyers, investors, and property prices in cities like Sydney and Melbourne. Chris breaks down how structural shifts—like the decline of the bank hybrid market—are reshaping income investing, and why old rules like “always hold bonds” may no longer hold up. Want to stay ahead of the curve? Follow us for more expert takes and portfolio-ready strategies. 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E19
Aug 13, 2025
1:01:01
Ep 25 - Who Had It Worse? Boomers vs Millennials vs Gen Z
In this episode, Jonathan breaks down the ultimate generational showdown: Boomers, Millennials, and Gen Z. Who really had it tougher—those who faced 17% interest rates, those crushed by HECS and housing prices, or those navigating burnout and a broken gig economy? It’s not about pointing fingers—it’s about understanding the structural forces that shaped our lives. Maybe, just maybe, it’s time we stop blaming each other and start fixing the system. Liked this one? Share it with your family or that one uncle who still thinks avocado toast is the reason you don’t own a house. 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E18
Jul 30, 2025
12:27
Ep 24 - What 99% of Australians Don’t Know About China - ft. John Stavliotis
Welcome back to The Finance Garage. In this episode, Jonathan is joined by John Stavleiotis, Portfolio Manager at Antipodes, to unpack what’s really happening in China—beyond the headlines—after both recently visited the country themselves. Together, they challenge common investor assumptions and explore why slower economic growth doesn't necessarily mean weaker equity returns. John shares insights from his recent research trip through Shenzhen, Beijing, Shanghai, and Hangzhou, where he observed a mix of resilience, innovation, and ongoing challenges. The discussion covers China’s deflationary pressures, the impact of falling property prices on consumer confidence, and how robotics, AI, and automation are reshaping the market landscape. Whether you’re an investor or simply curious, this is the episode that helps you see China through a fresh lens. Tune in now and explore this nation where risk and opportunity go hand in hand with us! 📲 Subscribe for updates and follow us on: YouTube Facebook 🌐 For more on SWU Group, visit: simonwu.com.au
S2025 · E17
Jul 10, 2025
42:51
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