What's changing in lending right now, and how do you actually go from your first property to building a portfolio?

In this episode of The Deal Desk, Ben sits down with Nick Ball to unpack the shift from 30-year to 40-year loan terms, shrinking refinance buffers, and what it actually takes to move from property one to property five, from your first purchase through to knowing when to exit.

They also get into the pressures shaping the market right now: negative gearing changes, the 2026 Budget's impact on borrowing capacity, and why chasing tax benefits alone is rarely a good enough reason to buy.

If you're building a property portfolio, or thinking about starting one, this episode is worth your time.

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