👉 In this video you’ll learn: Christopher Stirgus and Phil Ganz discussed approval odds if you have late payments on your credit and if you should pay off accounts that are negative, before applying for a mortgage.

Philip Ganz reached out to us, to be a guest on the It Pays To Have Good Credit podcast and we went over all the questions we hear on a daily basis! With over 26 years of experience in the mortgage industry, Phil Ganz has helped thousands of families achieve the dream of homeownership with clarity, confidence, and care. As President of Next Wave Mortgage, he leads a dedicated team committed to fast turn times, transparent guidance, and highly personalized service.

You can reach Philip at:

Website: www.nextwavemortgage.com

Em ...