16. How to Get Out of Debt as a S...

16. How to Get Out of Debt as a Single Mom | Debt-Free Journey & Budget Tips

Daughters of the King | Christian Mom Podcast, Overwhelmed C... by Victoria Gharis - Christian mom podcast, Faith-based habits, Christian woman faith growth coach
Feb 3, 2026
19:14

Episode notes

Learn how to become debt-free as a single mom with proven budgeting strategies and financial tips. In this episode, I share my personal debt-free journey from $6,000 in credit card debt to complete financial freedom in 6 months.

What You'll Learn:

  • How to create a budget for single moms that actually works
  • Debt payoff strategies for working moms on a tight budget
  • Living below your means without sacrificing quality of life
  • Best budgeting apps and tools (including Ally Bank savings buckets)
  • Dave Ramsey Baby Steps explained for single parents
  • Christian financial principles and biblical money management
  • How tithing 10% can transform your finances

Perfect for: Single moms struggling with credit card debt, working mothers trying to budget on one income, Christian women seeking faith-based financial advice, anyone wanting to break the paycheck-to-paycheck cycle

Topics covered: single mom finances, debt-free living, budget tips, financial freedom, emergency fund, Dave Ramsey method, frugal living tips, Christian budgeting, money management for moms, getting out of debt fast

Resources mentioned:

Ally Bank: https://www.ally.com/bank/checking-and-savings-accounts/

The Ramsey Show: https://podcasts.apple.com/us/podcast/the-ramsey-show/id77001367

*this is not financial advice, but simply education and resource information*

#SingleMomFinances #DebtFree #BudgetingTips #ChristianFinance #MoneyManagement #DebtPayoff #FinancialFreedom #SingleMomLife

Ready to get out of survival mode and start following through on the life God is calling you to live?

🤍 Join the Diligent Daughters Academy Waitlist to be the first to know when enrollment opens. This coaching program is designed for Christian women who want to build faithful routines, strengthen their relationship with God, and become consistent in their walk with Him.

✨Join the Waitlist HERE: https://victoria-gharis.kit.com/75529e3cf8

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Episode also available on Youtube.