Most parents think legacy means a will they'll sort out one day. Certified financial planner from Meta Heights Capital, Lerato Mahasha says that's only half the story.

Meg and Lerato talks to about the "dual legacy": the assets you leave behind and the values that go with them. Lerato explains why families over-index on money and leave values to "someday."

They cover which debts to kill first, why retirement usually beats education savings and the biggest money mistake parents make in a child's first five years. Lerato also breaks down what happens to your children and your estate if you die without a will, and how to actually choose a guardian.

IN THIS EPISODE YOU'LL LEARN

• What the "dual legacy" is, and why most families only plan for half of it
• The  ...