Most families don't have the money conversation too early — they have it too late, in a hospital hallway, with a clipboard involved. In this episode, retired Occupational Therapist, Certified Aging in Place Specialist, and Dementia Care Specialist Esther Kane explains why this particular talk is the hardest one in the house, how to open the door without sounding like an ambush, and the five things you actually need to know (none of which is how much money your parent has). She also covers why money is often where memory changes show up first, what to watch for, and how to help without taking over. Visit SeniorSafetyAdvice.com for more practical tips and resources on aging in place safely.