131 - If We Started Investing Ove...

131 - If We Started Investing Over… This Is EXACTLY The Portfolio We’d Build

Explicit
Roaming Returns by Tim & Carmela
E131
Nov 21, 2025
01:06:14

Episode notes

Ready to build a portfolio that actually works in today’s market — not 1985’s?
In this episode, we break down a complete modern starter portfolio for new investors AND experienced investors who want a reset for 2026.

We take the outdated 60/40 model, call it the trash panda it is, and replace it with a diversified, income-strong, resilience-focused allocation built for real market conditions — inflation, rate cuts, volatility, and all.

We cover:

🔥 The 7-Category Modern Portfolio Blueprint

  • 15% MLPs
  • 15% REITs
  • 10% BDCs
  • 20% Dividend Growth Stocks
  • 10% Muni Bonds
  • 15% CEFs
  • 15% Covered Call ETFs (“your paycheck bucket”)

📊 What You’ll Learn:

  • Our new and improved 60/40 strategy
  • How to avoid redundancy between ETFs, CEFs, and individual stocks
  • The best tickers and examples inside each category
  • How these pieces work together to create income streams from multiple directions
  • How a $10,000 portfolio using this model could generate 11.7% yield
  • How to deploy dividends, DRIP strategically, and accelerate compounding
  • How to adjust allocations based on your personal risk profile

If you want a simple, diversified, income-driven blueprint to start investing — or rebuild your portfolio the right way — this episode is your roadmap.

Questions? Email Tim at debrine9@gmail.com

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Keywords

Income Investing
Dividend Investing
Passive Income
BDCs
Covered Call ETFs
Dividend Stocks
Investing For Beginners
Stock Market
Dividend Growth
reit investing
Portfolio Strategy
MLP Investing
Close End Funds
Financial Education
Money Talks
W