Retirement Readiness, Episode 18: 7 Clever Ways to Save an Extra $100 Every Month

Retirement Readiness Podcast by Tim Regan

Episode notes

[Key Timestamps and Topics]

  • [1:28] Saving money is also about spending money – your habits and thoughts around spending matter.

  • [3:15] Automating savings vs. intentionally saving – which is right for you?

  • [7:44] Your spending habits change over time, but are the upgrades always worth it?

  • [11:11] How and why you should set up several direct deposits through your employer.

  • [12:49] Lower vs. higher-level lifestyle choices.

[3 Key Takeaways]

  1. Small savings can add up over time. For example, an app that automatically saves small amounts from your spending can accumulate to a significant amount over the years.

  2. While third-party programs can be helpful in enforcing good financial behavior, intentional mo ... 

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