Should I Buy an Annuity If I Am W...

Should I Buy an Annuity If I Am Worried About Alzheimer's Care?

Retire For Less With The Annuity Expert by Shawn Plummer
E462
May 14, 2026
06:04

Episode notes

Are you terrified that the massive cost of Alzheimer's, memory care, or a nursing home will completely wipe out your family's life savings? ๐Ÿ›‘๐Ÿ’ธ

In this video, Shawn Plummer from The Annuity Expert gives a candid, highly critical breakdown of how to protect your assets from the devastating costs of long-term care. First, Shawn exposes the massive "Medicare Trap." Millions of retirees mistakenly believe Medicare will pay for their memory care or nursing homeโ€”it absolutely will not! If you need full-time care, the state's Medicaid program will force you to spend down all of your hard-earned money and go completely broke before they offer any financial help.

Shawn breaks down exactly how to protect your money depending on your current health:

โœ… Scenario 1 (Proactive): If you are healthy but have a family history of Alzheimer's, you need a Long-Term Care Annuity immediately. It instantly doubles or triples your money for care, and if you never need it, your family receives the lump sum as a standard death benefit ("If you don't use it, you don't lose it!").

โš ๏ธ Scenario 2 (Reactive): If you have already been diagnosed with Alzheimer's or Dementia, it is too late to buy standard insurance. Instead, you must urgently utilize a Medicaid Compliant Annuity to protect your assets so your healthy surviving spouse doesn't go broke paying for your care!

๐Ÿ‘‰ Read our complete, unbiased guide to how Long-Term Care Annuities work right here:

https://www.annuityexpertadvice.com/types-of-annuities/long-term-care-annuity/

๐Ÿ‘‰ Run your own math and calculate your exact guaranteed payouts right here:

https://www.annuityexpertadvice.com/annuity-calculator-2/

๐Ÿ“ž Need a free, objective review to help build an Alzheimer's asset protection plan? Call us at: 770-755-1565