Are you comparing annuity quotes and wondering why one company is offering a massive, sky-high interest rate or lifetime payout while all the others are significantly lower? 🛑💸

In this video, Shawn Plummer from The Annuity Expert reveals the ultimate insider secret of the insurance industry: The "100 Pennies" Actuary Rule! Shawn explains that actuaries only have a finite budget (100 pennies) to build a contract. If a company allocates 80 pennies to give you an astronomical lifetime income payout, they have to strip away the rest of your benefits! (For example, they might lock you into a brutal 15-year term with absolutely zero upside growth potential).

Shawn also issues a massive warning about chasing yields with small B-rated companies. He exposes carriers like Colorado Bankers Life, Genworth, and Canvas Annuity, explaining how sma ...