Are you trying to guarantee a permanent paycheck for your retirement, but you aren't sure whether to choose a SPIA (Single Premium Immediate Annuity) or a Fixed Index Annuity with a GLWB (Guaranteed Lifetime Withdrawal Benefit)? If you pick the wrong one, you could permanently lose control of your life savings!

In this video, Shawn Plummer from The Annuity Expert gives a brutally honest breakdown of the SPIA vs. GLWB debate. Shawn reveals why he recommends a GLWB 98% of the time! A GLWB provides a similar (or even higher) payout than a SPIA, while allowing you to maintain total control of your money, earn interest, and guarantee a lump-sum death benefit for your family. Conversely, a SPIA is a rigid "one-trick pony" that forces you to hand your hard-earned cash over to the insurance company forever.

However, Shawn also explains the on ...