Do you have good genes? While a family history of longevity is a blessing, it can also create a massive financial nightmare: figuring out how to fund a retirement that could last 30 or even 40 years without running out of money!

In this video, Shawn Plummer from The Annuity Expert answers whether you should buy an annuity if you expect to live a very long time. The answer is an absolute yes! Shawn explains how an annuity is the only financial tool in the United States that contractually guarantees you a paycheck for the rest of your life—even if your account balance drops to absolute zero! He breaks down why a traditional money manager simply cannot match the safety and payout rate of an annuity over a 25+ year period.

Shawn also reveals the ultimate strategy for a long retirement: the "Inflation-Adjusted Annuity." While it starts wit ...