How Often Do Annuity Rates Change?

Are you trying to time the market to lock in the absolute highest annuity rate, but you're not sure when the insurance companies are going to change their numbers? What if you could lock in today's massive rate without actually having to fund the account yet?

In this video, Shawn Plummer from The Annuity Expert answers the question: How often do annuity rates change? While the short answer is "sporadically" (usually monthly or quarterly, depending on the Federal Reserve), Shawn reveals the hidden seasonal trends that insurance companies use to adjust their payouts throughout the year.

More importantly, Shawn shares a massive insider secret: the Rate Lock strategy! He explains how submitting a simple application can lock in a high fixed interest rate for 45 to 60 days. If rates suddenly drop, you are completely protected. But if rates magically go up before you fund the account, the insurance company will typically give you the higher rate anyway! It is the ultimate win-win scenario for your retirement money.

📊 Compare today's absolute highest fixed annuity rates across the country here:

https://www.annuityexpertadvice.com/rates/annuity/

📞 Want a free, unbiased review to lock in the best rate? Call us for free at: 770-755-1565

⏱️ Video Chapters:

0:00 - Intro: How often do annuity rates change?

0:17 - How the Federal Reserve impacts sporadic rate changes

0:44 - The Seasonal Trend: Why rates drop around Thanksgiving

1:39 - Notice periods: Getting a 1-to-2 week warning on rate drops

1:54 - The "Application Hack": Locking in rates for 45 to 60 days

2:58 - What happens if rates go UP after you apply? (The Win-Win)

4:13 - How to get free help from The Annuity Expert