Are you stepping into retirement without an employer-provided pension? It is incredibly stressful to look at your life savings and wonder, “How do I spend this without eventually running out of money?” In this video, Shawn Plummer from The Annuity Expert answers whether you should buy an annuity if you don't have a pension. The answer is a resounding yes! Shawn explains how an annuity is the absolute best financial tool to efficiently distribute your money and create your own "Personal Pension."

Shawn also reveals a massive secret about how annuity payouts are calculated. While your age matters, the ultimate driver of a high payout is your Deferral Period (the length of time between when you buy the annuity and when you turn on the income). Shawn shares a real-life case study of an Alabama couple who discovered that by delaying their retire ...