Are you worried about inflation eating away your purchasing power over a 20 or 30-year retirement? An inflation-adjusted annuity is a powerful tool to ensure your income keeps up with the cost of living—but there is a major trade-off you need to understand before you sign the contract!

In this video, Shawn Plummer from The Annuity Expert answers why inflation-adjusted annuities always start with a lower initial payout compared to a standard "level" payout. Shawn explains the simple math: Because the insurance company is guaranteeing that your income will grow over time, they have to start you at a lower baseline.

You will see exactly how a starting payout of $4,720 can realistically double to over $10,800 by the time you reach age 80! Shawn also breaks down the "Lock-In" feature (proving your paycheck can never go backward, even in a  ...