Are you approaching age 73 and worried that taking your Required Minimum Distributions (RMDs) will permanently reduce the value of your annuity's guaranteed lifetime income rider? The answer depends entirely on whether or not you have already "turned on" your income stream!

In this quick video, Shawn Plummer from The Annuity Expert breaks down exactly how RMDs interact with your annuity. Shawn explains why taking an RMD withdrawal before you activate your income rider will reduce your future guaranteed paychecks. However, if your income rider is already active, he shows how your guaranteed payouts easily satisfy the IRS requirements—making RMDs a total non-issue!

Finally, Shawn shares a brilliant IRS strategy: If you want to delay your annuity income but still owe an RMD, you can actually pull the required cash from a completely diffe ...