A massive fear for pre-retirees is putting their money into an annuity and feeling like it's locked away forever. But what if you could protect your principal, take heavy penalty-free withdrawals, and have full access to your original investment by year 10?

In this video, Shawn Plummer from The Annuity Expert breaks down a real-life case study for a 67-year-old client. The goal: Protect $200,000 from an IRA, defer withdrawals until age 70, pull money out penalty-free for 7 years, and have 100% liquidity by year 10.

Shawn runs the live math on three completely different strategies to solve this exact problem:

1️⃣ A 10-Year MYGA: Locking in a 5.20% guaranteed rate with standard 10% free withdrawals.

2️⃣ A Bonus Annuity: Grabbing a massive 20% upfront premium bonus with unique "rolling" withdrawal limits up to 30%.

3️⃣  ...