Will your retirement income lose its buying power in 10, 20, or 30 years? Cost of living increases are a massive threat to retirees, leading many people to ask: Do annuities keep up with inflation?

In this video, Shawn Plummer from The Annuity Expert breaks down the exact payout options available to you, and how to structure your contract so your income actually grows over time. While the "Level Payout" guarantees a flat, fixed paycheck for life, an "Increasing Income Payout" is designed specifically to mimic inflation and protect your purchasing power.

Shawn explains the incredible "ratchet" feature of these contracts: when your income goes up (based on index performance, a fixed rate, or the CPI), it locks in a new floor. Your paycheck can continuously go up, but it will NEVER go backward—even if the market crashes or your account v ...