Are you looking for the safest place to grow your savings, but noticing that bank rates are starting to slide? In this video, Shawn Plummer from The Annuity Expert breaks down the best CD rates available for the week of April 13th, 2026, and compares them head-to-head with current Fixed Annuity (MYGA) rates.

While top credit unions are offering around 4.5% to 5% APY on short-term CDs, Shawn explains why fixed annuities are currently dominating the market—offering up to 6.30% APY for longer terms with better liquidity options than standard bank CDs. Shawn also shares a brilliant strategy using the Raisin platform to easily spread your cash across multiple banks, ensuring every dollar stays protected under FDIC insurance limits.

📈 Check today's highest CD and Fixed Annuity rates (Updated Daily) right here:

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